Warning: Safe Money Loan is against any unethical lending practice. We never ask for upfront fees and hidden charges.

Borrow for any purpose
Affordable due to customisation
Flexible repayment schedule
Borrow maximum £25000

Private money lenders for unforeseen financial circumstances

Your financial life sometimes puts you in a fix demanding extra funds besides your sources like savings. Taking a loan is a good decision if you really have no other financial support. Due to liberal private money lenders in the UK,taking a loan is no more a burden. Online procedures and timely money transfers save you from a money crisis every time.

Safemoneyloan is an online private lender. You can also call us a direct lender. Borrowers directly interact with us without any broker or mediator. Get a loan offer that you can bear to repay.

Save your time and obtain funds for seen, unforeseen financial requirements.

How do we facilitate the best lending policies for you?

With a focus on several factors, we ensure a smooth borrowing experience for you.

  • More importance to current repayment capacity in place of credit history.
  • Borrow bigger amount at a lower interest rate with flexible loan offers
  • Pre-qualified offers for existing borrowers who repeat us for borrowing
  • Easy-to-repay loan solutions for first-time borrowers, irrespective of credit score
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When you are in a real financial fix, you feel like everything is slipping from your hands. But from today onwards, you will never feel helpless. Apply to us for instant approval decision loans and get solutions for all your temporary but significant needs.

Easy-to-qualify private loans on predictable conditions

We offer you funds for unpredictable financial circumstances, therefore at least your loan deal should be predictable. You borrow through a transparent procedure without any hidden fee. If you are looking for genuine private money lenders near me, we can be the right address.

Why our loan solutions are easy to avail?

  • Transparent and traceable loan procedure
  • Less strict requirements, unlike traditional lenders
  • Shorter approval and funding timelines
  • No constraint on credit score status

We do not believe in stretching the loan procedures to several weeks. For us, the most important thing is your precious time. We understand that borrowers choose direct lenders over traditional ones due to the speedy process. Therefore, as your private lender, we work on every factor to materialise your expectations.

What do we offer you as loan types?

For all your short-term requirements, we have a variety of loan solutions. Read them here and choose your loan type. By the end of 24 hours, receive money.

  • Car loans-Borrow funds to buy your car at a lower interest rate as per your repayment capacity. As this is a secured loan, the tenure can be 5 to 7 years.
  • Personal loans-Choose us as your private lenders for personal loans with bad credit without any lengthy procedure. Make flexible use of funds on a fixed rate of interest.
  • Payday loans - Need funds for extremely urgent needs? Consider payday loans that transfer funds in one hour after a quick online verification of your personal finances.
  • Unemployed loans-Get a loan irrespective of employment status. Loans for the unemployed let you borrow money if you can show any other source supporting your repayment capacity.
  • Very bad credit loans - The worst credit rating cannot stop you from availing funds from a direct lender. Apply today and borrow an amount based on your current financial conditions.
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  • Loans on benefits-Living on benefits is difficult, and additional financial support is necessary. Loans for people on benefits allow you to remain financially stable despite no income.
  • Emergency loansUrgent needs always demand instant funds. Emergency loans arrange funds without any guarantor or collateral conditions on lower interest rates.

Your private lenders for bad credit situation

At Safemoneyloan, we not only lend you money during a money crisis but also at times when you are the weakest in finances. We offer you loans for bad credit situations. New-aged direct lending offers poor credit loans without any stringent attitude on approval rate.

How to avail funds from private lenders in the UK from lenders with online procedures?

  • Make sure your current income has sufficient space to accommodate a new loan instalment.
  • Bank statement of recent six months need to be submitted to know if you are now paying bills on time.
  • Verified residential address and your name on the electoral register are two important factors to prove UK citizenship.
  • If possible, try to reduce your debt burden through consolidation or refinance. This helps you borrow bigger.
Bad credit loans from direct lenders Bad credit loans from traditional lenders
Higher approval rate Higher rejection rate
Quick online procedure Lengthy process with paperwork
Lower rate of interest Higher interest rate
Affordable repayments Hefty instalments

At Safemoneyloan, we make sure whenever you need funds. We transfer money in the least possible time. This is why, we have kept 24 hours as our deadline to deliver you financial peace at the right time. We also provide an easy-to-use loan calculator, and you can check your eligibility. This gives an approximate idea of the total loan cost, and you can plan your budget accordingly.

If you are looking for instant and dependable financial support, apply now,and we will send you funds before you imagine.

Our customers speak their minds out

I am amazed at how fast is the loan procedure of Safemoneyloan. I usually borrow funds for my instant needs as my salary date is never decided. Thanks to the lender that always goes beyond my expectations.

Lora Smith

My biggest concern about loans is the repayments. But thanks to Safemoneyloan, which offers personalised loan solutions. The instalments are affordable and I pay them on time. Thanks for providing such great financial comfort for those in need.

John Brown

I have a bad credit situation and I was looking for personal loans for bad credit. Thanks to the lender that accepts bad credit applicants and has a high approval rate. With its customised repayments, I can pay on time while improving my credit rating.

Leo Jordan

I have a medical condition, and I can’t work from the office and depend on freelance work. With irregular income I cannot manage expenses every time. With varied dates of payments, I struggle with finances. But Safemoneyloan has liberal lending policies. On a basic repayment capacity, they offer you funds easily. Thanks for being my last-minute saviour.

Jonathan

I am a vivid traveller and a YouTuber. I usually need money while travelling. The convenient online loan procedure of Safemoneyloanmakes it possible for me to borrow money while travelling. The auto debit of repayments makes it easier to pay back the loan smoothly.

Andrew

FAQs

Can I borrow money from a private lender?

Yes, these online lenders are a convenient choice when traditional lending sources are unable to address the financial issues you are facing. They come with flexible criteria that could be more borrower-friendly, unlike banks. If you have a bad credit problem or your income source is not conventional, borrowing can still be possible with them.

How much interest do private lenders charge?

The interest rates are usually charged between 6% to 20% annually (approx.). However, the rates are not going to be the same for every lender. You can take advantage of this difference to find the most competitive rate. The various factors that can influence the rates are your income, the amount you opt for, and repayment duration. Beware of checking if some of them are charging surplus fees.

Is private lending a good idea?

Your financial situation, preferences, and requirements will decide whether or not borrowing online from them will work or not. For speedy financial support, you can always count on them. Even if you are struggling to get a response from other lenders, they can provide an alternate way. However, play smart by fetching all the required information from the lender ahead of making any decision.

What is a good interest rate from a private lender?

This will differ from lender to lender. Loan proposals are personalised based on the loan application submitted by the borrower. A good interest rate would mean something that can reduce the borrowing cost. This can only be determined by the borrower, who will have to repay loans according to the repayment structure designed by the lender.

Is it safe to borrow from a private lender?

You must verify the background of the loan provider before defining them as a safe or unsafe source. The lending market also witnesses the presence of fraudsters. The borrower should find out whether the lending source is genuine or not. Only then can one borrow safely from a private lender without any second thought.

How to borrow money quickly in the UK?

The first thing to do to get funds quickly is to apply for the relevant option. Some of the loans might take longer to process. If you are in a hurry, you must opt for the right option, like quick loans. Besides, you must provide correct details in the application form, or else the processing will be stretched unnecessarily.

What is the difference between bank loans and direct lending?

The primary difference is the speed of processing. Traditional loan options require you to fulfil the strict criteria. There will be no opportunity for you to pre-qualify and check rates and terms, as you can do with direct lending. Besides, you cannot enjoy flexibility in choosing the loan amount and repayment duration.

Can I get a loan in the UK without a job?

Yes, it is possible with private lenders. However, it does not mean that you will be allowed to get a loan without any source of income. We can let you apply for loans if you do not earn from direct employment. We need you to establish a stable source of income that can help you repay loans on time.

How long will the approval on loan for same-day cash take place?

You get the approval on the same day the application is submitted. Sometimes, there can be a delay only when a National Holiday or bank is closed. Otherwise, you get the approval within a few minutes.

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