GET PAYDAY LOANS FOR BAD CREDIT TO MOVE ON
The biggest hurdles in your way of financial progress are the unprecedented expenses. You can think of a loan option to cover them, but another hurdle is your bad credit score. There is no concern about losing the borrowing opportunity, as we have brought a tailor-made deal on payday loans for bad credit.
You can look for these loans online with no paperwork to follow and can easily expect same-day loan approval. We offer loans for the amount starting from £1000 to £5000. You can get this amount for 3 months to 36 months.
At SafeMoneyLoan, affordable interest rates and flexible repayment terms can be assured. Our company is known for providing loans that suit the actual financial scenario of the aspirants.
Whenever you want a loan from a direct lender with bad credit, you can trust us, and we will not disappoint you.
WHAT ARE GUARANTEED PAYDAY LOANS?
Everyone wants guaranteed payday loans whenever they submit the loan application. As a responsible direct lender, we want to familiarise you with the fact that there are no such loan products. No lender can promise guaranteed approval because they have to offer only affordable loans.
We have also highlighted guaranteed acceptance, but it has the support of affordable loan deals only. With us, you get only affordable loans, and if you apply for an affordable amount, you certainly have guaranteed approval from us.
What is an affordable loan?
An affordable payday loan is nothing but granting funds to the applicants according to their current monthly income and repayment capacity. You are not allowed to borrow money which is more than your actual financial need. It will be two consequences of this. First, you may be unable to repay the loan later, and second, you may take out money from your savings for the repayments.
We offer payday loans with full responsibility and want repayment from your income only, not from your savings.
HOW TO MAKE SURE NO REFUSAL ON PAYDAY LOANS?
Do you want no refusal payday loans in the UK from direct lenders? You are already at the right place. As you know, we provide only affordable loans, and the chances of guaranteed acceptance are quite high.
As the loan applicant, you also need to make some efforts. Here are a few suggestions for you:-
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Borrow as Per Your Need
The first sincere thing to do is obtain the funds you need. Do not unnecessarily go for a larger amount, as it will only bother you later. Suppose you are going to purchase a gadget but facing a funding gap. You should seek an amount to fill that gap rather than looking for the entire gadget price. -
Analyse your Monthly Income
Once you know the amount to borrow, you should analyse your monthly income next. Explore some loan calculators to analyse whether you can manage that amount from your monthly earnings. If yes, then go for the loans. -
Keep your recent payments on time
Apart from asking for an affordable amount, you should make a good impression on the lender. For this purpose, you should make all the payments on time and significantly improve your finances. -
Do not apply for multiple loans
You should submit multiple loan applications at a single time. It will reduce your credibility, and it may impact your credit score. With us, you get all the comfort and feel no need to go somewhere else.
If you are good on these points, start applying now for payday loans.
WHEN SHOULD I LOOK FOR PAYDAY LOANS WITH GUARANTEED APPROVAL?
Many individuals want to apply for payday loans. When someone wants payday loans with guaranteed approval, it shows the desperation to get urgent funding. We understand such situations, but we do not want that you make a habit of it.
You should seek loans only in specific circumstances and have no other option. Some of the best uses of payday loans are:-
To purchase a gadget: Are you planning to buy a new smartphone but struggling for funds? Go for these loans and purchase them.
To pay urgent medical bills: There is nothing to worry about paying urgent medical bills, as you have our funding support.
To pay university fees: Use these loans when you do not have money to pay the university’s fees before the last date.
To make urgent car repair: Is your car breaking down in a mid-way? Apply for payday loans from your smartphone and get the amount to repair it.
To improve credit score: Yes, our loans also aim at your credit score improvement. Once you get the amount, repay it on time and enhance your record.
WHAT ADVANTAGES DO I GET ON BAD CREDIT PAYDAY LOANS?
If your profile suits our eligibility conditions and you only apply for an affordable amount, we are ready to provide many benefits of bad credit payday loans on guaranteed approval.
Here are the loan advantages:-
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Instant Decision
We instantly analyse your loan request for an affordable amount and immediately decide on it. Of course, you will get guaranteed approval with no hassle at all. -
Short Repayment Period
Payday loans usually have a smaller repayment period due to the small borrowing amount. It means your loan will end early, and soon you can be debt free. Now, you can better manage your personal finances. -
Consolidate Your Small Debts
With having an instant loan decision and same-day fund disbursal, you consolidate your small debts a lot earlier. Indeed, it has another benefit of paying only one interest rate. -
No collateral at risk
Payday loans are short-term loans and thus do not need any assets for loan security. You can also say these as no-risk loans and utilise funds without any burden. -
Impact on credit score is almost Nil
Our loans do not have any bad impact on your credit profile. Repayments are flexible, and you can make all monthly instalments from your income. When you repay a loan on time, your score will only increase.
WHAT IS THE INTEREST RATE IF YOU OFFER GUARANTEED ACCEPTANCE OF PAYDAY LOANS?
Payday loans are usually available at higher interest rates. Many people think that the lender will increase interest rates if they get guaranteed approval.
It is incorrect when you seek guaranteed approval for payday loans from direct lenders. The amount we offer is affordable, and the interest charges are nominal, which suits your pocket.
However, you need to fulfil some conditions. These are:-
- You should be earning a good income continuously;
- You are making amendments to your recent financial performance;
- You have already applied for a loan previously with us;
- If not a full-time job, you must be earning a part-time income;
- You should not any bankruptcy and default charges for the last two years.
ARE THERE ANY ALTERNATIVES TO PAYDAY LOANS FOR BAD CREDIT?
Our company is known for various loans, and if payday loans for bad credit look costly to you, then you can move on to other loan products we offer. Before knowing their features, you should know that all the loans will be small only.
| Payday Loans with No Credit Check |
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| Same day Loans for Bad Credit |
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| Very Bad Credit Payday Loans |
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| Payday Loan for CCJ |
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| Payday Loans for Unemployed and Bad Credit |
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WHY SAFEMONEYLOAN ONLY AND NO BROKERS FOR GUARANTEED PAYDAY LOANS?
There must be some reasons why people prefer bad credit payday loans with no brokers. Yes, of course, the loan cost gets reduced with no broker’s fee to pay. Still, direct lenders like us have provided a nice alternative where one can get loans without hassle.
SafeMoneyLoan is not just the name of a direct lender but also the ideal hub for instant funding support. Our payday loans may have higher rates than others, but still, we ensure the most competitive interest prices in the UK marketplace.
If we commit no refusal payday loan in the UK, then we prepare our loan deals as such to prove it right. With us, you have three significant elements for sure:-
- Transparent Lending
- Quick Loan Process
- Affordable Loan Amount Only
When no one agrees to your loan profile, we trust you and are ready to support you with our bespoke deals, ensuring guaranteed payday loans for bad credit people.
FAQS
How to make the repayments of payday loans?
You have three methods to repay payday loans: Fortnight, weekly and monthly. You can choose any of these modes according to your income and comfort.
How can I verify my employment for online payday loans?
It is quite easy. You can mail us your salary slips for the last 6 months, and we can verify your employment details accordingly. If you are earning part-time, then still procedure remains the same.
Can I get a guaranteed payday loan if have a very bad credit history?
We do have customised deals for people with very poor credit scores. Still, we cannot guarantee the loan offer to them. All it depends upon their affordability and current income capacity.
Does SafeMoneyLoan offer guaranteed payday loans to those with bank account only?
Yes, we require your bank account details to transfer the funds on the same day instantly. We do not disclose your details to anyone and follow a complete safety.
Can I Apply for another loan before completion of my current payday loan?
No, you cannot apply for another loan when you still make monthly instalments of the current loan. It will have a bad impact on your credit profile.